Let’s Medicare Together

You worked hard for Medicare. Now let us work hard for you, as a true partner in health.

Why Essence

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Benefits You Can Actually Afford to Use

Monthly premiums as low as $0, no or low copays for doctor visits and prescriptions, plus maximum out-of-pocket protection.

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Plans That Fit All Your Needs

We’ve got your back—from medical and hospital care to dental, vision, hearing and more, plus the freedom to see out-of-network providers.

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We’re Here For You—and Your Doctors

It’s how we keep you healthy and happy. Essence collaborates with your doctors to provide resources and technology to help you.

20 Years Serving People Just Like You

Our sole focus is Medicare, and that’s how it’s been from the start.

You can rest easy knowing you have a team of people focused on getting you the care you need and making sure nothing slips through the cracks.

See Plans in Your Area


Everything You Want and Need

Prescription Drug Coverage

Generous coverage for thousands of generic and brand-name medications

Flexible Benefits Card

Preloaded and ready to spend on a variety of extra benefits as you see fit

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With my Essence Healthcare plan, I get better coverage at a lower monthly premium than I did when I was working. Now that I’m retired, that’s very important.

Mike

Essence Member

Want to learn more about your options?

Request FREE Information

Download your FREE Medicare Advantage Information Kit or request a copy by mail.

Make an appointment

Get all of your questions answered in a meeting with a local, licensed Essence Healthcare advisor.

Attend a Medicare seminar

Learn more about Essence plans at one of our FREE local or online Medicare seminars.

Talk with a licensed advisor

Call to discuss your plan options with a licensed Essence Healthcare advisor.