All-In-One, Affordable Coverage

Essence Healthcare bundles medical, hospital and prescription drug coverage together into one convenient plan. With just one insurance card and one phone number to call, we eliminate the hassle and cost of dealing with multiple insurance companies so that you can focus on the more important things in life.

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Value + Affordability

In addition to great benefits, we’re committed to delivering maximum value to members by offering a comprehensive, affordable Medicare option which boasts a $0 monthly premium, NO deductibles and low, fixed copays for doctor visits, hospital stays or prescription drugs.

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Money-Saving Extra Benefits

Every Essence Healthcare plan comes with valuable extra benefits at no additional premium including dental and vision coverage, hearing aid and diabetic supply benefits, transportation to and from doctor visits, free health club memberships and generous coverage on over-the-counter purchases.

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Financial Protection

All of our plans include fixed maximum out-of-pocket limits that restrict your annual out-of-pocket healthcare costs in the case of an emergency or unexpected illness. This important protection is not offered by traditional Medicare plans and is critical in protecting your savings and financial future.

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Service the Way it Should Be

Many people join Essence Healthcare for the great benefits and stay with us year after year because of our unprecedented customer service. If you ever have an issue or question, your call will be promptly answered by one of our friendly and knowledgeable representatives located right here in our St. Louis office.

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Great Doctors

Essence Healthcare has handpicked some of the area’s finest doctors and hospitals to participate in the Essence provider network. No matter which plan you choose, all of our providers share our commitment to delivering the highest-quality level of care and personal, attentive service.

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Coverage When Traveling

Whether you are making a trip out of state or out of the country, we have you covered. If you ever get sick or injured when away from home, you can rest easy knowing you have emergency or urgent care coverage.

And so much more!

Compare our plans and see for yourself all that Essence Healthcare has to offer.

Where are YOU on your Medicare Journey?

Whether you’re new to Medicare or already on Original Medicare and growing tired of paying costly premiums for supplemental benefits like prescription drug coverage or vision and dental benefits, you deserve to understand all of your options when it comes to Medicare.

I’m New to Medicare

Medicare can be complex, but it doesn’t have to be confusing. Our ‘New to Medicare’ resources offer everything you need to help you make an informed decision from start to finish.

Whether you’re:

  • Just starting to explore coverage options
  • Trying to make sense out of costs
  • Determining when you’re eligible to enroll
  • Working on selecting the right plan
  • Understanding how to enroll or anything else in between – we’ve got you covered.

If you’re new to Medicare and aren’t sure where to begin or where to turn next on your journey to Medicare, check out our ‘New to Medicare’ resources for helpful guidance.

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I’m interested in switching from Original Medicare to Medicare Advantage

When it comes to switching to an all-in-one Medicare Advantage plan from Original Medicare, there’s a lot of ‘new’ to consider.

Maybe you just have Original Medicare and are trying to navigate whether to add a Medicare Supplement Plan to make up for where your benefits fall short. Or perhaps you already have a Medicare Supplement and are tired of paying the expensive premiums and dealing with the hassle of coordinating your Medicare coverage between two companies.

No matter what your Medicare coverage looks like today, we’ll help you make sense of the differences between Original Medicare and Medicare Advantage plans and provide you with a checklist of key considerations along with a comprehensive list of questions you should be asking to ensure you make the best-possible decision as you consider an all-in-one Medicare Advantage plan.

Sound familiar? Find out these and so many more things to be thinking about as you consider a Medicare Advantage plan.

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I currently have Medicare Advantage but am looking for a better plan

Do you already have a Medicare Advantage plan, but you’re in the market for a better option? Maybe you’re unhappy with your current plan’s customer service. Or maybe you’ve heard from friends that what you’re paying is higher than it needs to be for the benefits you’re receiving. No matter what you’re hoping to find in your next plan, we can help.

We’ve outlined all of the details you’ll want to compare when considering a switch from another Medicare Advantage provider to an Essence Healthcare plan. Depending on what areas you’re hoping to improve upon, we help boil things down into an easy-to-consume format and summarize all of the aspects you’ll want to be looking at this time around to ensure you select the right plan for you.

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Hear what members are saying about Essence Healthcare.

Ready to get the all-in-one coverage of an Essence Healthcare (HMO) plan?

We make it easy for you to get the information you need, when and how you need it.

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Request your FREE Information Kit

Download your FREE Medicare Advantage info kit or request a copy by mail.

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Schedule a one-on-one consultation

Get all your questions answered in a one-on-one appointment with a licensed Medicare advisor.

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Attend a Medicare Seminar

Learn more about Essence Healthcare plans at one of our FREE local or online Medicare seminars.

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Talk with a licensed Medicare advisor

Call anytime to discuss your options with a local, licensed Essence Healthcare advisor.

Sign up for Email Updates

No matter where you are on your journey to Medicare, you want to be sure you’re always up to speed on the most up-to-date content with regards to popular Medicare topics that could potentially affect you or your plan. With Essence Healthcare emails, you can opt out at anytime and we’ll never sell or share your information with anyone.