As a company founded by doctors in St. Louis, we take great pride in serving our friends and neighbors each and every day. Our unique approach to Medicare insurance has helped us become one of the most popular Medicare plans in the St. Louis region. More importantly, it has earned us the trust of more than 65,000 people and the privilege of helping them live happier and healthier lives.

Here are just some of the many reasons people trust Essence to provide them with their Medicare coverage:

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All-In-One Coverage

Essence bundles medical, hospital and prescription drug coverage together into one convenient plan. With one insurance card and one number to call, we eliminate the hassle and cost of dealing with multiple insurance companies so you can focus on more important things.

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Money-Saving Extra Benefits

Every Essence plan comes with important extra benefits for no additional premium including dental, vision, transportation to and from doctor appointments, free memberships to health clubs through the popular SilverSneakers® program, and coverage on over-the-counter products such as non-prescription drugs and health-related items.

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At Essence, we not only focus on protecting your health, but also your pocketbook. We are committed to delivering you more value with a plan that has a $0 monthly premium, that has no deductibles and comes with low predictable copays for doctor visits, hospital stays and prescription drugs.

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We are a private company born and bred in St. Louis. We focus exclusively on serving the needs of people with Medicare throughout the community. This is all we do, and because of that focus, we like to think we do it well. As a member of Essence, you can be confident in knowing that your health is our one and only priority.

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Financial Security

All of our plans include out-of-pocket protection that limits your annual healthcare costs and protects your savings in case of an emergency or unexpected illness. This important protection is not offered by traditional Medicare plans.

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Coverage When Traveling

Whether you are making a trip out of state or out of the country, we have you covered. If you ever get sick or injured when away from home, you can rest easy knowing you have emergency or urgent care coverage.

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Highly Rated

Essence Healthcare is consistently among the highest-rated plans in the nation. We are also very proud of our A+ rating with the Better Business Bureau.

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Service the Way it Should Be

Many people join Essence for the great benefits and stay with us year after year because of our great customer service. If you ever have an issue or question, your call will be promptly answered by one of our friendly and knowledgeable representatives located right here in the St. Louis area. There are no complicated phone trees to navigate, and you’ll never be endlessly transferred around to get an answer.

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Great Doctors

Essence has handpicked some of the area’s finest doctors and hospitals to participate in the Essence provider network. These providers all share our commitment to delivering high-quality care and personal and attentive service.

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We have been proudly serving our friends and neighbors throughout the St. Louis area since 2004. The overwhelming support of people throughout our community has helped us become one of the area’s most popular Medicare plans.


Healthcare is Complicated; It’s Good to Have Help Along the Way

People often turn to highly trained professionals such as lawyers or accountants to look out for them, work in their best interest and guide them to make sound decisions.

We believe healthcare should be no different, and that having a trusted relationship with a primary care physician is one of the most important things when it comes to great healthcare. At Essence, we work closely with your doctor—providing tools, information and funding that affords your doctor more time to sit and listen to you, help you stay healthy and coordinate your care if you are sick or injured.

Your doctor becomes your “go-to” person when you have a health issue that may require special care or a visit to the hospital. He or she will help you find the best specialist to diagnose or treat you and then work with your specialist to monitor how you are doing and make sure nothing slips through the cracks.

With Essence, you are not alone. You can rest easy knowing you have a local team of doctors, nurses and healthcare professionals who are focused on making sure you get the medical care you need.

See for yourself all that Essence Healthcare has to offer.

Ready to get the all-in-one coverage of an Essence Healthcare plan?

We make it easy for you to get the information you need, when and how you need it.

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Request your FREE Information Kit

Download your FREE Medicare Advantage info kit or request a copy by mail.

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Schedule a one-on-one consultation

Get all your questions answered in a one-on-one appointment with a licensed Medicare advisor.

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Attend a Medicare Seminar

Learn more about Essence Healthcare plans at one of our FREE local or online Medicare seminars.

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Talk with a licensed Medicare advisor

Call anytime to discuss your options with a local, licensed Essence Healthcare advisor.