Prescription Drug Coverage

Prescriptions You Need. Prices You’ll Love.

Regularly taking medications can be an important part of maintaining your health and wellness. That’s why every Essence plan covers thousands of generic and brand-name medications.

Explore drug costs and more when you browse our plans.

Save More with Preferred and Mail-Order Pharmacies!

While you have thousands of pharmacies to choose from nationwide, you’ll save money at preferred pharmacies. We’re talking $0 copays for preferred generic medications and reduced copays for brand-name medications.

Mail order is another great way to save—not just money, but time. Get a 90-day supply of your prescriptions delivered right to your door.

Preferred Pharmacies

Note: Other preferred pharmacies are available in our network.

Mail-Order Pharmacy

Part D Drug Benefits—Coverage Phases

No more donut hole, thanks to the Inflation Reduction Act.

Initial Coverage

You pay:

  • $0 Preferred generics at preferred pharmacies
  • Low copay or coinsurance on brand-name drugs

Note: You must meet your deductible (if applicable) before standard copays will apply.

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$2,000

Part D Out-of-Pocket Max

(End of initial coverage)

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Catastrophic Coverage

$0

For all Part D plan-covered drugs

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Enter your ZIP code to view covered prescription drugs.

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Most of our medications are free of charge, so that’s a big plus.

Robert G.

Essence Member

Want to learn more about your options?

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