Serving the Georgia counties of Banks, Barrow, Dawson, Habersham, Hall, Jackson, Lumpkin, Rabun, Stephens and White.
With Essence, You Get More of What Makes the Right Plan
✓More Choices. We have multiple plan types to choose from, including PPOs and HMO-POS plans.
✓More Flexibility. Our new Flexible Benefits Card allows you to access your plan’s extra benefits when, how and where you want.
✓More Savings. Our plan options include many ways to save, such as $0 premiums, $0 deductibles, $0 primary care copays and $0 preferred generic medications.
There are 2 plans available in your area
View full plan details under each plan for complete benefit information.
Essence Advantage
(HMO-POS)
Monthly Premium
$0
Plan Overview
Primary Doctor Copay
$0
Specialist Copay
$30
Annual Deductible
$0
Generic Rx Drug Copay
$0
Max. Out-of-Pocket Cost
$6,350
Included Money-Saving Extra Benefits
Vision Care
Dental Coverage
Hearing Benefits
Transportation Assistance
Fitness Club Membership
Worldwide Coverage while Traveling
Chiropractic Care
Generous Over-the-Counter Allowance
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Essence Advantage Choice
(PPO)
Monthly Premium
$0
Plan Overview
Primary Doctor Copay
$0
Specialist Copay
$35
Annual Deductible
$0
Generic Rx Drug Copay
$0
Max. Out-of-Pocket Cost
$6,900
Included Money-Saving Extra Benefits
Vision Care
Dental Coverage
Hearing Benefits
Fitness Club Membership
Worldwide Coverage while Traveling
Chiropractic Care
Generous Over-the-Counter Allowance
