Serving the Kentucky counties of Bourbon, Bullitt, Clark, Fayette, Henry, Jefferson, Meade, Nelson, Oldham, Shelby, Trimble and Woodford, as well as the Indiana counties of Clark, Floyd, Harrison and Washington.
With Essence, You Get More of What Makes the Right Plan
✓More Choices. We offer multiple plan options to best fit your needs.
✓More Flexibility. Our Flexible Benefits Card allows you to access your plan’s extra benefits when, how and where you want.
✓More Savings. Our plan options include many ways to save, such as $0 premiums, $0 deductibles and low or $0 primary care copays.
There are 2 plans available in your area
View full plan details under each plan for complete benefit information.
Essence Advantage
(HMO)
Monthly Premium
$0
Plan Overview
Primary Doctor Copay
$0
Specialist Copay
$35
Annual Deductible
$0
Generic Rx Drug Copay
$0
Max. Out-of-Pocket Cost
$3,700
Included Money-Saving Extra Benefits
Vision Care
Dental Coverage
Hearing Benefits
Transportation Assistance
Fitness Club Membership
Worldwide Coverage while Traveling
Chiropractic Care
Generous Over-the-Counter Allowance
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Essence Advantage Plus
(HMO)
Monthly Premium
$0
Plan Overview
Primary Doctor Copay
$10
Specialist Copay
$45
Annual Deductible
$0
Generic Rx Drug Copay
$2
Max. Out-of-Pocket Cost
$5,400
Included Money-Saving Extra Benefits
Vision Care
Dental Coverage
Hearing Benefits
Transportation Assistance
Fitness Club Membership
Worldwide Coverage while Traveling
Chiropractic Care
Generous Over-the-Counter Allowance
