Serving the Kentucky counties of Bourbon, Bullitt, Clark, Fayette, Henry, Jefferson, Meade, Nelson, Oldham, Shelby, Trimble and Woodford, as well as the Indiana counties of Clark, Floyd, Harrison and Washington.

With Essence, You Get More of What Makes the Right Plan

More Choices. We offer multiple plan options to best fit your needs.
More Flexibility. Our Flexible Benefits Card allows you to access your plan’s extra benefits when, how and where you want.
More Savings. Our plan options include many ways to save, such as $0 premiums, $0 deductibles and low or $0 primary care copays.

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View full plan details under each plan for complete benefit information.