We’ve Got You Covered from Head to Toe

In addition to comprehensive hospital, medical and prescription drug coverage, Essence also includes many valuable extras not offered by Original Medicare or Medicare supplements for no additional premium—just another way of helping you stay healthy while protecting your savings.

Optional Dental Coverage

It’s easy to put on a smile. It’s not always easy—or affordable—to make sure your smile is healthy and pain free. At Essence, we want to make sure that anything that affects your health is covered and that also means your teeth. Issues with your teeth can really wear on you both physically and financially, so that’s why every Essence plan offers optional dental coverage for an additional low monthly premium.

Whether you simply need coverage for preventive dental services such as exams, X-rays and fluoride treatments, or you want more comprehensive coverage for things like fillings, extractions, root canals, dentures and more, we have a plan for you.

Optional Vision Coverage

The quality of your vision and your eye health are so important to your overall health and well-being. If you need correction for your vision, each Essence plan offers optional vision coverage for an additional low monthly premium, which includes generous allowances for frames, lenses and contacts, but our vision coverage doesn’t end there.

Because an eye exam can tell your doctors so much about your overall health, our optional vision coverage includes routine checkups and visits with vision specialists to make sure your eyes (and the rest of you) are healthy.

There are two optional vision plans to choose from, so you can make sure you’re getting the coverage you need on what’s important to you.


Staying active can help you live your life to the fullest. That’s why, as a part of our Platinum plans, we’ve partnered with Silver&Fit to give you free access to participating gyms, health clubs and a host of different classes for any fitness level.

Whether you want to work out at the gym, at home or outside, it’s all possible with Silver&Fit. If you want structure and guidance, in-person classes are available at participating facilities and include a range of options from classic strength-training workouts to yoga, dance and more.

And if the gym isn’t your thing, you can take advantage of live workouts and on-demand options at home. You can also choose from a range of home fitness kits that’s focus on cardio, chair-based workouts or other types of exercise. Sometimes all it takes to get moving are the right options.

From national gyms to local community centers, there are over 20,500 fitness locations nationwide to choose from. And that’s good to know because you can use your Silver&Fit membership at any participating fitness center anywhere in the country—just another perk of being an Essence member.

Transportation Assistance and Travel Coverage

Seeing your doctor on a regular basis is important, and we never want your ability to get to your appointments to be an issue. That’s why we include free transportation services to approved locations as part of your plan membership. If you need to go to the pharmacy to pick up a prescription, our transportation service can help with that, too.

Using your transportation benefit is simple and easy. As an Essence member, you’ll be given a number to call to schedule your trip. Just provide where and when you want to go, and a driver will be there to take you to your destination. And if you have any special transportation needs, such as a wheelchair, they can help you with that, too.

Going out of town, visiting friends and family in another state or maybe traveling abroad? Rest easy knowing that if you get sick or injured while away from home, your emergency or urgent-care services are covered.

Over-the-Counter Allowance

Think of all the money you’ve spent on things like pain relievers, vitamins, first aid products and other over-the-counter (OTC) supplies. Now imagine your health plan giving you an allowance to help purchase them in the future.

Our Platinum plan options include a $50-$75 quarterly allowance you can use to order a wide range of health-related products that you’d typically find at your corner drugstore. As an Essence member, you’ll receive a catalog filled with hundreds of items to choose from, and ordering is quick and easy. You can call, mail in your order or place your order online, and your OTC items will be delivered right to your door.


For certain pains, mental health struggles and other issues of the body, prescription drugs aren’t always the answer. Sometimes, there are other ways to heal and feel better. Acupuncture is a medication-free method of achieving pain relief, and it’s a covered benefit in Essence Platinum plans. This natural healing method can help with many health issues, such as arthritis, respiratory illnesses, cataracts, depression, gingivitis and more. With an Essence plan, acupuncture can prove to be another alternative for improving your health.

Meal Services

Proper nutrition is important to your health—especially after a stay in the hospital. That’s why we offer meal delivery at no cost following surgery or an inpatient hospital stay. We also provide these services to members with chronic conditions, such as diabetes, COPD and some cardiovascular disorders. This benefit is designed so you can spend more time recovering and less time worrying about meal preparation.

Ready to get the all-in-one coverage of an Essence Healthcare plan?

We make it easy for you to get the information you need, when and how you need it.

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