Serving the Ohio counties of Butler, Clermont, Hamilton and Warren.

With Essence, You Get More of What Makes the Right Plan

More Choices. We have multiple plan options to choose from, including HMOs and PPOs.
More Flexibility. Our Flexible Benefits Card allows you to access your plan’s extra benefits when, how and where you want.
More Savings. Our plan options include many ways to save, such as $0 premiums, $0 deductibles, $0 primary care copays and $0 generic medications.

There are 3 plans available in your area

View full plan details under each plan for complete benefit information.

Essence Advantage
(HMO)
Monthly Premium
$0
Plan Overview
Primary Doctor Copay $0
Specialist Copay $35
Annual Deductible $0
Generic Rx Drug Copay $0
Max. Out-of-Pocket Cost $3,900
Included Money-Saving Extra Benefits
Vision Care
Dental Coverage
Hearing Benefits
Transportation Assistance
Fitness Club Membership
Worldwide Coverage while Traveling
Chiropractic Care
Generous Over-the-Counter Allowance
Scroll to view additional plans
Essence Advantage Plus
(HMO)
Monthly Premium
$0
Plan Overview
Primary Doctor Copay $10
Specialist Copay $50
Annual Deductible $0
Generic Rx Drug Copay $2
Max. Out-of-Pocket Cost $4,700
Included Money-Saving Extra Benefits
Vision Care
Dental Coverage
Hearing Benefits
Transportation Assistance
Fitness Club Membership
Worldwide Coverage while Traveling
Chiropractic Care
Generous Over-the-Counter Allowance
Scroll to view additional plans
Essence Advantage Choice
(PPO)
Monthly Premium
$0
Plan Overview
Primary Doctor Copay $0
Specialist Copay $45
Annual Deductible $0
Generic Rx Drug Copay $0
Max. Out-of-Pocket Cost $4,900
Included Money-Saving Extra Benefits
Vision Care
Dental Coverage
Hearing Benefits
Fitness Club Membership
Worldwide Coverage while Traveling
Chiropractic Care
Generous Over-the-Counter Allowance