Serving the Kentucky counties of Boone, Campbell, Grant and Kenton.
With Essence, You Get More of What Makes the Right Plan
✓More Choices. We offer multiple plan options to best fit your needs.
✓More Flexibility. Our Flexible Benefits Card allows you to access your plan’s extra benefits when, how and where you want.
✓More Savings. Our plan options include many ways to save, such as $0 premiums, $0 deductibles and low or $0 primary care copays.
There are 2 plans available in your area
View full plan details under each plan for complete benefit information.
Essence Advantage
(HMO)
Monthly Premium
$0
Plan Overview
Primary Doctor Copay
$0
Specialist Copay
$35
Annual Deductible
$0
Generic Rx Drug Copay
$0
Max. Out-of-Pocket Cost
$3,900
Included Money-Saving Extra Benefits
Vision Care
Dental Coverage
Hearing Benefits
Transportation Assistance
Fitness Club Membership
Worldwide Coverage while Traveling
Chiropractic Care
Generous Over-the-Counter Allowance
Scroll to view additional plans
Essence Advantage Plus
(HMO)
Monthly Premium
$0
Plan Overview
Primary Doctor Copay
$10
Specialist Copay
$50
Annual Deductible
$0
Generic Rx Drug Copay
$2
Max. Out-of-Pocket Cost
$4,700
Included Money-Saving Extra Benefits
Vision Care
Dental Coverage
Hearing Benefits
Transportation Assistance
Fitness Club Membership
Worldwide Coverage while Traveling
Chiropractic Care
Generous Over-the-Counter Allowance
