Serving the California counties of Alameda and San Mateo.
With Essence, You Get More of What Makes the Right Plan
✓More Choices. We offer multiple plan options to best fit your needs.
✓More Flexibility. Our new Flexible Benefits Card allows you to access your plan’s OTC benefits when, how and where you want.*
✓More Savings. Plan options with low monthly premiums and low or $0 primary care copays.
*Limited to Essence Advantage Platinum plan
There are 2 plans available in your area
View full plan details under each plan for complete benefit information.
Essence Advantage Gold
(HMO)
Monthly Premium
$57
Plan Overview
Primary Doctor Copay
$5
Specialist Copay
$35
Annual Deductible
$0
Generic Rx Drug Copay
$5
Max. Out-of-Pocket Cost
$5,900
Included Money-Saving Extra Benefits
Transportation Assistance
Worldwide Coverage while Traveling
Chiropractic Care
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Essence Advantage Platinum
(HMO)
Monthly Premium
$87
Plan Overview
Primary Doctor Copay
$0
Specialist Copay
$30
Annual Deductible
$0
Generic Rx Drug Copay
$5
Max. Out-of-Pocket Cost
$4,900
Included Money-Saving Extra Benefits
Transportation Assistance
Fitness Club Membership
Worldwide Coverage while Traveling
Chiropractic Care
Generous Over-the-Counter Allowance
