Serving the California counties of Alameda and San Mateo.

With Essence, You Get More of What Makes the Right Plan

More Choices. We offer multiple plan options to best fit your needs.
More Flexibility. Our new Flexible Benefits Card allows you to access your plan’s extra benefits when, how and where you want.*
More Savings.  Plan options with low monthly premiums and low or $0 primary care copays.

*Limited to Essence Advantage Platinum plan

There are 2 plans available in your area

View full plan details under each plan for complete benefit information.

Essence Advantage Gold
(HMO)
Monthly Premium
$57
Plan Overview
Primary Doctor Copay $5
Specialist Copay $35
Annual Deductible $0
Generic Rx Drug Copay $5
Max. Out-of-Pocket Cost $5,900
Included Money-Saving Extra Benefits
Transportation Assistance
Worldwide Coverage while Traveling
Chiropractic Care
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Essence Advantage Platinum
(HMO)
Monthly Premium
$87
Plan Overview
Primary Doctor Copay $0
Specialist Copay $30
Annual Deductible $0
Generic Rx Drug Copay $5
Max. Out-of-Pocket Cost $4,900
Included Money-Saving Extra Benefits
Transportation Assistance
Fitness Club Membership
Worldwide Coverage while Traveling
Chiropractic Care
Generous Over-the-Counter Allowance