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About Essence Healthcare

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Many people have health insurance that focuses on sickness. Essence is different. Our generous benefits, personal service and unique relationships with doctors are focused on helping people like you achieve and maintain long-lasting health and wellness.

Simply put, Essence gives people more than Original Medicare, but without the expensive monthly premiums found in other Medicare insurance options. We combine hospital (Part A), medical (Part B) and prescription drug (Part D) coverage together into one simple and affordable plan that includes extra benefits not included in many other Medicare plans.

But our generous benefits aren’t the only thing that makes us special. When your friend or loved one joins an Essence plan, they’ll choose a local doctor to help them coordinate their health care – in other words, to help make sure nothing slips through the cracks. This primary care doctor will stand by their side as an advocate for their health, and the two of them will make important decisions together. At the same time, behind the scenes, a large team of people at Essence will be helping your friend or loved one’s doctor give them the best care possible.

In the next section, we’ll provide you several reasons why an Essence Healthcare plan may be a good choice for your friend or loved one.

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Please note that Essence members must use in-network plan providers except in emergency or urgent care situations. If an Essence member obtains routine care from an out-of-network provider, without prior authorization from Essence, neither Medicare nor Essence will be responsible for the costs.