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Introduction to Essence St. Louis
2008 Essence Medicare Advantage Plan
Essence Standard Plan Benefits 2008
Essence gives you one-stop coverage for a $0 premium per month:
- Brand-name and generic prescriptions:
- Up to $3,000 per year for brand-name and generic prescriptions (or more if catastrophic coverage kicks in)
- $0 deductible per year
- NO monthly drug plan premium
- LOW drug copays
- $5 copay for Primary Care office visits
- Hospitalization:
- $150 copay for the first nine days. $0 per day afterward
- $1,250 annual out-of-pocket maximum
- Annual mammograms and prostate screenings
- Wide choice of physicians and hospitals
- Designed and directed by the respected Esse Health network
Essence Enhanced Plan Benefits 2008
- Brand-name and generic prescriptions:
- Coverage of generics through coverage gap
- $0 deductible per year
- $57.00 monthly plan premium
- LOW drug copays
- $5 copay for Primary Care office visits
- Hospitalization:
- $100 copay for the first nine days. $0 per day afterward
- $850 annual out-of-pocket maximum
- Annual mammograms and prostate screenings
- Wide choice of physicians and hospitals
- Designed and directed by the respected Esse Health network
Essence Special Needs Plan Benefits 2008
- Brand-name and generic prescriptions:
- Up to $3,000 per year for brand-name and generic prescriptions (or more if catastrophic coverage kicks in)
- $0 deductible per year
- NO monthly plan premium
- LOW drug copays
- Formulary especially suited to diabetic needs
- $0 copay for Primary Care office visits
- Hospitalization:
- $150 copay for the first 8 days. $0 per day afterward
- $1,100 annual out-of-pocket maximum
- Annual mammograms and prostate screenings
- Wide choice of physicians and hospitals
- Designed and directed by the respected Esse Health network
Perhaps Essence covers so much for so little because it is the Medicare Advantage plan designed and directed right here in St. Louis by physicians who are members of the highly respected Esse Health network. Visit www.essehealth.com to read more about the Esse doctors among our network of providers. Click Here to see a list of (Esse and non-Esse) in the Essence network.
Click Here to view the , which provides detailed summaries of all of these plans.
Disclaimer: The drug costs viewed on this website are estimates and may vary based on the specific quantity, strength, and/or dosage of the medication, the order in which you purchase your prescriptions, and the pharmacy you use.